Strategic Advisers Fidelity US Total Stock Fund: A Comprehensive Comparison

When it comes to investing, it's essential to choose the right financial instruments to align with your strategic objectives. Among the plethora of options available, the Fidelity US Total Stock Fund is a popular choice. In this article, we'll delve into a comprehensive comparison of the Strategic Advisers Fidelity US Total Stock Fund, helping you make an informed decision for your investment portfolio.

Understanding the Fidelity US Total Stock Fund

The Fidelity US Total Stock Fund is a mutual fund that aims to provide investors with exposure to a broad range of U.S. stocks. This fund is designed for long-term investors looking to diversify their portfolios and potentially achieve capital appreciation. It tracks the performance of the Wilshire 5000 Total Market Index, which includes all publicly traded companies in the United States.

Key Features of the Fidelity US Total Stock Fund

• Diversification: The fund offers exposure to a diverse range of U.S. stocks, which helps reduce the risk associated with investing in a single stock or sector.
• Low Fees: Fidelity is known for its competitive fees, and the US Total Stock Fund is no exception. The expense ratio is relatively low, making it an affordable option for investors.
• Professional Management: The fund is managed by experienced professionals who employ a strategic approach to investing, aiming to generate sustainable returns for investors.
• Access to Fidelity Resources: As a Fidelity investor, you gain access to a range of educational resources and tools designed to help you make informed investment decisions.

Comparison with Other Funds

To provide a better understanding of the Fidelity US Total Stock Fund, let's compare it with two other popular funds:

1. Vanguard Total Stock Market ETF (VTI): This ETF is similar to the Fidelity US Total Stock Fund in terms of its objective and asset allocation. However, VTI has a lower expense ratio, making it a more cost-effective option for investors.
2. iShares Russell 3000 ETF (IWV): This ETF provides exposure to a broader range of U.S. stocks than the Fidelity US Total Stock Fund. However, it has a higher expense ratio and may not be as well-diversified.

Case Studies

Let's look at a couple of case studies to understand how the Fidelity US Total Stock Fund has performed over time:

• Investor A: Investor A invested 10,000 in the Fidelity US Total Stock Fund on January 1, 2010. As of December 31, 2021, the investment had grown to 23,435. This represents a return of 134.35% over a 12-year period.
• Investor B: Investor B invested the same amount in the Vanguard Total Stock Market ETF on the same date. As of December 31, 2021, the investment had grown to $23,685. This represents a return of 136.85%, slightly higher than that of the Fidelity fund.

Conclusion

The Fidelity US Total Stock Fund is a solid investment choice for long-term investors looking to diversify their portfolios and achieve capital appreciation. While it may not be the cheapest option available, its competitive fees, professional management, and access to Fidelity resources make it a compelling choice. When making your decision, consider your investment goals, risk tolerance, and the performance history of the fund.

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